It’s a Saturday night. I’m alone in the house with little to no light on. I’m working on my goals for 6 months, 12 months and even 3 years from today. The underlying theme is, no goal means more to me than financial freedom. I had a great taste of that in my teens and early 20’s. By 40, I hope to taste or already be feasting on financial freedom again.
As I’m prepping my goals. I’m thinking pay off this. Pay off that. Pay this in full with your paycheck. I’m over the days of having next to nothing. I no longer desire the minimum payment or want to explain why I can’t pay today or this month. It’s time I really work at building my new clean slate and paying what I owe before anything else major is purchased.
When I started my goal list, I started thinking of material things I could save for. Then a lightbulb shined and hit me over the head. The lightbulb was put in the work selling your book then get the material things you desire. So I set a goal of the number of books I would like to sell in 6 months from it’s release. If I do my part and the book does the numbers, I will reward myself. I will splurge on that new wardrobe. I will upgrade that iPhone and MacBook. I will stash away for the new vehicle that I desperately need but in no way can afford. It’s only right to do it that way. I have to complete the work then reward myself. Not reward myself because I have worked.
I need to take on a new level of sacrifice and discipline if this is really going to happen. I don’t want to be 40 and still paying the same credit card and student loan bill. That’s what’s going to happen if I don’t buckle down and get serious about my financial freedom though. The writing/typing out of your goals is a great task. It allows you to see what’s in front of you as well as put in perspective what really matters. I went from thinking of all the cool things I can get with money saved to realizing I won’t be cool until my credit score is at least on the 700 block of Financial Freedom Boulevard. Glad to realize that while I still have a few years till 40 to make it happen.